Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Your Quote Learn More PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHA LoanAn FHA loan provides a government-insured loan with flexible loan options. VA LoanVA Loans offer flexible options as either fixed-rate or ARM mortgages. Rehab LoanRoll the costs of the renovation into your loan. USDA LoanPurchase a home with no money down in certain rural and suburban areas. Jumbo LoanJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. Investment PropertyMortgage loan programs for vacation and investment properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash-Out RefinanceAccess home equity for various purposes. VA Loan RefinanceThere are two main ways to refinance your VA loan. Get started today! Fill out the questionnaire on this page to start a discussion about your mortgage needs today! Step 1 of 5 20% What are your goals?We are committed to helping you reach them.Purchase or Refinance I want to purchase I want to refinance Please choose your branch location: Ann Arbor North Ann Arbor South Bay City Livonia Midland Plymouth Trenton West Bloomfield Choose a Loan Officer: Brad Wasil Clayton Kendrick Chris Wilson Choose a Loan Officer: Benjie Vista Denise Huettner Grant Peterson Jim Lovett Kevin Brennan Ilija Prinzevski Ron Hickel Susan Calloway Timothy Kozar Choose a Loan Officer: Brad Schalk Joe Gracia Choose a Loan Officer: Christopher Alexander Kenny Korotney Shawn Presnell Tiffany Phillips Choose a Loan Officer: Mike McLaughlin Choose a Loan Officer: Benjie Vista Robert Hankins Choose a Loan Officer: Sheila Schmidt Danette Stanick Earl Bovia Jack Conley Mark Jacques Stephanie Geiersbach John Sursely Jeff Heppner What is your first name?*What is your last name?* What is your email address?* What is your phone number?*