Welcome to TotalHomeLending.com

At Total Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

Latest News

Mexico expects first results in Volkswagen probe in three months

The Volkswagen (VW) automobile manufacturing plant is seen in Puebla near Mexico CityMexico expects preliminary findings from a probe into Volkswagen's compliance with emissions standards within three months, the environment minister said on Friday, adding the review will include gasoline-fueled cars as well as diesel. Mexico announced last month it was investigating whether Volkswagen cars complied with emissions rules in Latin America's second economy, after Europe's largest carmaker admitted to cheating in U.S. diesel emissions tests. "I expect we can begin to have the first results from Volkswagen diesel vehicles...in the next three months," Rafael Pacchiano told local radio on Friday.



There are lots of good reasons to choose an FHA loan.

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Our team is committed to being the fast, creative, and reliable consultants that will help you close and fund commercial loans while providing seamless customer support from our lenders to your clients.

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I was worried that I wouldn't be able to qualify for a loan. I spoke with Benjie and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Larry BensonLivonia, MI

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