Welcome to TotalHomeLending.com

At Total Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

Latest News

Asia shares start week higher after new Wall St record

A man looks at a stock market board in Tokyo on August 8, 2014Asian markets edged up Monday following a record close on Wall Street at the end of last week, while analysts said data indicating sluggishness in the Chinese economy could prompt fresh stimulus from Beijing. The dollar maintained Friday's Wall Street gains above 104 yen despite increasing tensions between Russia and the West over Ukraine. Shanghai was up 0.63 percent in late trade while Hong Kong was 0.16 percent higher. The latest figure was just above the median 51.0 forecast in a survey of 10 economists by Dow Jones Newswires.


 

FHA

There are lots of good reasons to choose an FHA loan.

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Commercial

Our team is committed to being the fast, creative, and reliable consultants that will help you close and fund commercial loans while providing seamless customer support from our lenders to your clients.

For More Information Click Here

Testimonials


I was worried that I wouldn't be able to qualify for a loan. I spoke with Benjie and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.



Larry BensonLivonia, MI

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