At Total Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.
Spain's Santander, the eurozone's biggest bank, said Tuesday its first quarter net profit jumped 32 percent as strengthening economic recovery in its home market boosted revenue. The bank's net profit in Spain -- which posted its first full year of economic growth in 2014 since the bursting of the property bubble in 2008 -- surged 42 percent in the first quarter to 357 million euros. Santander said its bottom line in Spain was boosted by better lending income and fewer provisions against losses on bad loans. Prime Minister Mariano Rajoy on Monday said the government expects the country's economy to expand by 2.9 percent this year, up from a previous estimate of 2.4 percent growth.
Our team is committed to being the fast, creative, and reliable consultants that will help you close and fund commercial
loans while providing seamless customer support from our lenders to your clients.